A stated income mortgage can be the perfect mortgage solution if you’re self-employed or a small business owner in Fort St John.
Being self-employed in Fort St John means you likely declare your income differently than an ‘employed’ person would. Many self-employed individuals find themselves face-to-face with challenges securing optimal financing for their mortgage (but it doesn't need to be that way!)
With the help of a stated income mortgage in Fort St John, the way you declare your income may be considered in an ethical, unique fashion to better reflect your true earnings.
Come closer... listen in!
A stated income mortgage in Fort St John is an ethical mortgage solution being used by countless industries for self-employed borrowers (just like yourself!) to enjoy the perks of an incredible mortgage.
During a traditional mortgage application potential borrowers are assessed on a wide range of factors including their:
With a stated income mortgage in Fort St John, many of these qualification factors still come in to play.
The stated income mortgage allows us (your licensed Fort St John mortgage brokers) to focus our attention more on documents such as your business financial statements for income qualification purposes, and less on traditional documents such as paystubs and a letter of employment.
That's right - nothing sneaky about the stated income mortgage. It's 100% ethical.
A stated income mortgage caters to business owners in most industries.
A stated income mortgage can help maximize and optimize mortgages for self-employed borrowers.
A stated income mortgage is offered by reputable lenders... ones you've likely heard of before.
Are you self-employed? Do you own your own business?
Do you enjoy the benefits of utilizing your business tax deductions to their full potential as a business owner?
Is your income deposited in a way that your bank says they're unable to account for, yet you can still show your business revenue going into your account?
A stated income mortgage in Fort St John helps navigate these 'challenges'.
It requires a little extra tender-loving-and-care for your mortgage file on our end, but in many cases it CAN be done and you CAN get approved for an awesome mortgage in Fort St John as a self-employed individual.
A stated income mortgage helps self-employed borrowers and small business owners from all walks of life in Fort St John!
Whether you're a self-employed plumber, Real estate agent contractor, ice cream shop owner, truck driver, uber driver, or even a private chef... a stated income mortgage could be right up your alley.
Which industry are you in? Do you have troubles showing your income as someone who is self-employed or a small business owner in Fort St John? Have you struggled to get a mortgage because you're self-employed?
Reach out to us, your licensed Fort St John mortgage brokers for a free consult. We'd love to learn a little more about your situation to determine whether a stated income mortgage in Fort St John is the best fit for you.
We're independent licensed mortgage brokers with access to hundreds (if not thousands) of lender rates and programs.
Being a licensed Fort St John mortgage broker gives us access to electrifying mortgage programs such as the stated income mortgage for the self-employed.
And quite possibly one of the best benefits of working with a licensed mortgage broker is the value we add to your mortgage experience.
Licensed mortgage brokers:
Don't be shy, take a peek around our Stated Income website!
A stated income mortgage in Fort St John is a super valuable mortgage option if you're self-employed/a small business owner.
Visit our 'What Is Stated Income' page for more information about a stated income mortgage including eligibility and commonly required documents.
Alternatively, find your self-employed career under our 'Who It Helps' page to discover how a stated income mortgage may benefit YOU.
Kyle Benzies offers a variety of mortgage services to its clients, including: