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Ask a question before you apply
No pressure and no obligation. Tell us how you're paid and we'll tell you honestly whether a stated income mortgage is the right route.
Reach us directly
- British Columbia, Alberta & Ontario
- Replies within one business day
Serving self-employed borrowers across British Columbia, Alberta and Ontario. Ready to move? Start an application.
Common questions
Before you get in touch
What should I have ready before I contact you?
Nothing formal. Knowing roughly what your business grossed over the last two years, how long you have been self-employed, your down payment and the price range you are shopping in is enough to start.
How fast will I hear back?
Messages sent during the week are usually answered the same business day, and always within one business day.
Can I get a quote without a credit check?
Yes. We can talk through likely qualifying income, rate ranges and down payment requirements before any credit is pulled.
Do I need to meet in person?
No. Everything can be handled by phone, email and secure e-signature anywhere in British Columbia, Alberta or Ontario.
Is my information kept private?
Yes. Details you send are used only to review your mortgage options and are never sold or shared with third parties outside the lenders you approve.
I already have a pre-approval that fell apart. Can you help?
Often, yes. Declines for self-employed borrowers usually come from how net income was calculated, not from the borrower being unqualified. Send the decline reason and we will tell you if another lender sees it differently.